Bdo company full form. Pronunciation of BDO with 3 audio pronunciations.

दोनों राज्य सरकार के ब्लॉक लेवल के प्राथमिक राजपत्रित अधिकारी Description. Company Contact No. BDO Company Stats. Jul 2, 2024 · Unfortunately, "BDO salary" doesn't have a straightforward full form. BDO’s dedicated and highly experienced advisory services teams have the depth of industry and technical resources to respond rapidly to the evolving business needs of clients, across industries. We believe that unlocking unlimited possibilities starts with our leaders' commitment to cultivating a world-class organization. Our people are specialists in their respective fields and have a proactive, flexible approach to helping businesses overcome the challenges they face. (For BDO Installment Card and BDO Personal Loan applicants ONLY) Installment Card Cash Availment / Personal Loan Term 6 Months 18 Months 36 Months. You may only purchase one Pet Insurance for your pet. This role is pivotal in the Indian administrative system, where a BDO is entrusted with the holistic development of a block within a district. Established by entrepreneurs for entrepreneurs, they are Ireland’s leading advisers to entrepreneurial and growing owner-managed businesses and the people behind them. Established in 1964, we offer professional audit, advisory, tax, business, and outsourcing services. Address and Contact Details 2. The company employs approximately 1,860 full-time equivalent people, operates throughout Australia, and is administered by its head office in Brisbane. The local knowledge of network member firms combined with the international To know more about this, please contact us at +63 (2) 8838-2364 or email us at bdo-insure@bdo. With more than 100 years of experience, BDO Canada provides a comprehensive suite of assurance, accounting, tax, and advisory services to a broad range of clients across the country. Mechanics: Print and accomplish the downloadable form. BDO Remit mail-in is a product offered to customers residing within and outside of California who may find little or no time to drive to remittance outlets. We aim to be as innovative and entrepreneurial as the We have expertise in advising on tax matters to resident individuals, expatriates and companies, from small-family businesses to large listed companies and conglomerates working across borders. BDO Chartered Accountants & Advisors (the “Firm”), a partnership firm registered in Dubai, is a member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms. Under the new structure, BDO will benefit from certain advantages that “position our firm for ongoing success as we continue to grow and transform,” it said in a statement. BDO Unibank is a member of the SM Group and so can be found at SM Malls throughout the country. Growth in Mauritius. BDO Full Form In English– “Block Development Officer”, ब्लॉक डेवलपमेंट ऑफिसर को हिन्दी में “खंड विकास अधिकारी” कहा जाता है। बीडीओ ब्लॉक में विकास की उन सभी गतिविधियों के In 1973 the organisation adopted the name BDO, made up from the initials of the three founding European firms: Binder (UK), Dijker (Netherlands) and Otte (Germany). Equally, our partners and staff know Apr 5, 2023 · BDO Vs CO: BDO यानी ब्लॉक डेवलपमेंट ऑफिसर और CO यानी सर्कल ऑफिसर या अंचल अधिकारी (Anchal Adhikari) होता है. Offering a comprehensive suite of assurance, tax, technology and advisory services, BDO provides both strategic direction and execution to enable retailers to adapt, pivot and sustain growth. Request Details 4. BDO Full Form deals with different types of fields. It provides a complete array of industry-leading products and services including Lending (corporate and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Retail Cash Cards, Corporate Cash Management and Remittances in the The client agrees and understands that BDO shall take actions within 7 to 10 banking days from receipt of complete information and relevant documents in hard copies or electronic form from the client. The company’s product portfolio includes audit and accounting services, tax advice and consulting services, and advisory services. BDO Australia is a member firm of BDO Global, a Belgium-based In 1980, the name of that international firm was changed to Binder, Dijker Otte & Co. Founded 1910 Headquarters Chicago, Illinois Country/Territory United States CEO Wayne Berson Employees 12,000. BDO is the brand name for the BDO network and for each pf the BDO Member Firms. individuals applying for a loan amount higher than PHP 1,000,000 must accomplish Form B4. Jun 11, 2022 · BDO Full Form In Bengali. By the 1980s, the global network had been established – and the firm was renamed BDO Seidman. The CSOP terms require that the individual must acquire shares at an exercise price that is not be less than the market value of the shares on the date the option was granted. Bring the filled-out forms along with your valid ID/s and minimum initial deposit when you visit your branch to open your account. It serves charitable, consumer business, financial Jan 13, 2024 · The full form of the BDO in banking is the Banco De Oro. Based in Port Louis, BDO Mauritius, has its own network within the BDO network with offices and affiliates in Kenya, Tanzania, Uganda, Ethiopia, Rwanda, Seychelles, Madagascar and Comoros. As a leading provider of Audit, Tax, Advisory, and Consultancy services, this addition significantly enhances our expertise across the key areas of tax, audit BDO: 164 countries - one organisation - globally connected. in. Our history is relevant today because our clients value the continuity and stability of a global organisation that has developed so successfully over more than sixty years. In our view, innovation is more than an investment in technology. I agree that BDO may make amendments to the BDO Terms and Conditions by giving me notice by (i) exhibiting the same at any of BDO’s branches, (ii) publishing the same at BDO’s website or any media, or (iii) such other manner BDO deems fit. Our professionals combine personalized, local advice and service with national resources and experience. Our extensive expertise’s in assurance services BDO is an international network of public accounting, tax and advisory firms which perform professional services under the name of BDO. and in over 160 countries through our global organization. Uniquely built to provide exceptional client service, always and everywhere. Our leadership team fosters a culture that prioritizes our people so that they can reach new heights and deliver exceptional service to our clients. Meet our five new Partners. and BDO India, LLP. BDO public accounting, tax We also help companies improve their performance by uncovering inefficiencies, mitigating risk and bringing clarity to complexity. Click here for other documents required if you are opening a Branch, Representative Office, subsidiary and Regional Office Head Office Headquarters (ROHQ) in the History. The firm is the India member firm of BDO International. BDO RISE Private Limited is a private limited company incorporated under Indian law as a joint venture between BDO USA, P. Standard bank forms available for download here. BDO International Ltd (BDO) is an international network of public accounting, tax and advisory firms which perform professional services under the name of BDO. BDO UK provides tax, audit and assurance, advisory and business outsourcing services to companies across all sectors of the economy. BDO is an international network of accounting, tax, and advisory firms which perform professional services to clients throughout the country and around the globe. On these blocks, an officer is appointed by the government of India, to look after the development work, which we know as BDO. For more details call (626)363-9808. As of March 2024. Learn about our history. With over 60 years of experience in Malaysia's commercial landscape, our firm is known for high-quality professional services, supported by over 1,200 staff, including 200+ Partners and BDO’s strategic tax advisors approach every client with a total tax mindset – helping businesses and organizations assess the tax implications of business decisions to understand their total tax footprint. Deposits are insured by PDIC up to P500,000 per depositor. Since our founding in 1963, the BDO story has been one of continuous response to our clients’ and our people’s ever-changing needs. CORPORATE PROFILE. 88. Upon submission of SEC-registered and required bank documents, the Bank will convert the TITF account to a Corporate Deposit Account. Assurance professionals at BDO in India efficiently understand your business sector and provide tailored solutions to your immediate, short term and long-term requirements. Social Media Presence. BDO stands for Binder Dijker Otte. BDO INDIA LLP, LEVEL 9, THE RUBY,NORTH WEST WING,SENAPATI BAPAT ROADDADAR WEST MUMBAI599MH. Block Development Officer. BBDO. 400028. 1. First Name. Address. Easy. ph or mail to BDO Life’s Customer Service Department (CSD), BDO Corporate Center, 7899 Makati Avenue, Makati City. BDO Full Form in Hindi. Company Type For Profit. BDOADVANTAGE, our audit technology platform, provides more insight with greater precision for a seamless and secure audit experience. Jan 30, 2023 · By enhancing agility and resilience, businesses can pivot when disruption occurs and move quickly to capture emerging opportunities. The salary for a Block Development Officer depends on factors like state, pay scale, and experience. BDO Phuket provides highly qualified financial and tax consulting services to start-up companies, running businesses, and joint ventures of different industries in Phuket to optimize their cash flow, financial efficiency, and profitability. Websitebdo. We have achieved this by adapting to the changes brought Sep 30, 2016 · Introduction. Our reputation is founded on providing services in audit & assurance BDO stands for Binder Dijker Otte. From a global beginning in 1963 BDO Malaysia is one of the leading audit firms in Malaysia. We offer Assurance, Tax, Advisory, Business For concerns, please visit any BDO branch nearest you, or contact us thru our 24x7 hotline (+632) 8631-8000 or email us via callcenter@bdo. Ace Your Career - Join Our Talent Network. In India, for planning purposes, the district is divided into four levels: Tehsils, Blocks, Gram Panchayats, and Villages. BDO salary. (2 votes) Very easy. For American Express® Platinum Credit Card, valid only up to five (5) supplementary cards. 67. BDO professionals provide assurance, tax and advisory services for a diverse range of clients across the U. Locations. For complaints/concerns requiring more time to investigate and resolve, BDO will accordingly advise the client including the progress thereof. BDO emanated from DCDM, a firm founded in Mauritius in 1952. BDO INDIA LIMITED LIABILTY PARTNERSHIP. Pay back 60% of original amount owed. ion Date Signed(mm / dd / yyyy)/ /For concerns, contact us thru our 24x7 hotline (+632) 8631-8000 or email us via callcenter@bdo. Analytics surface patterns, trends and anomalies for a more comprehensive risk assessment. BDO in India | 284,701 followers on LinkedIn. At BDO, we’re guided by professional curiosity and inspired by our core purpose: helping people thrive every day. If you consider market capitalization, then the BDO is the largest bank in the country. At BDO in Ireland, we are proud to announce the appointment of Áine McInerney, Eoghan Daly, Natalie Byrne, Chris Fogarty, and Cian O'Sullivan as new Partners. When we apply our curiosity to audit innovation through the lens of our purpose, the outcomes are deeper insights, better collaboration and greater accuracy, resulting in high quality audits. " BDO Full Form in Comapny. 4 लाख/- प्रति वर्ष. | BDO is a leading professional services BDO Malaysia is one of the leading audit firms in Malaysia. Last Name. The firm quickly expanded both its services and geographic reach. POLICY Audit Innovation. Tracy Cortez fight card - full fight card results, winners, losers bdo. In excess of five (5) supplementary cards, P2,500/year per card. BdO. For Corporate accounts, request will be processed upon receipt of complete requirements. You may scan a copy of the accomplished form and email to BDOLife-ILO-CS-CSS@bdolife. Our collaborative approach At BDO, we have the right blend of experience, technical expertise and commercial understanding to deliver quality audit service to our clients. Middle Name. , commonly known as Banco de Oro ( BDO ), [a] is a Philippine banking company based in Mandaluyong, the Philippines. ber. BDO was formed in 1963 by five separate and independent firms which were from UK, Germany, the Netherlands, United States and Canada. bsp. BBDO is a worldwide advertising agency network, with its headquarters in New York City. BDO India has offices that are located throughout the country at places such as Mumbai, Delhi, Kolkata, Kochi, Bengaluru, Chennai, Ahmedabad, Goa, Hyderabad, an The Company Share Option Plan (CSOP) is a tax-advantaged discretionary share option plan under which a company may grant options to any employee or full time director. 2%. The Block Development Officer’s salary is varied from area to area. BDO Bahrain was established in 1980. • Form A1 - A2 - Customer Information, Regulations, and Agreements. 2 /5. प्रखंड विकास पदाधिकारी. Read More. VIII. BDO के लिए योग्यता Discover BDO's firm profile in Pakistan, a reputable company with a history of quality audit, taxation, and corporate services since 1951. As one of the world’s leading audit and accounting organisations, we have clients of all types and sizes, from large corporate organisations to private businesses, entrepreneurs and individuals across an array of industry sectors. वार्षिक वेतन रु. BDO Canada | 116,873 followers on LinkedIn. BDO shall submit the initial username and corporate ID via the enrolled email account of the Company’s users. $734. DATA PRIVACY CONSENT Looking for online definition of BDO or what BDO stands for? BDO is listed in the World's most authoritative dictionary of abbreviations and acronyms The Free Dictionary Whether you want to buy a new or used car, BDO Auto Loan can help you get the best deal with flexible monthly payments, low-interest rates, and fast processing. With over 60 years of experience in Malaysia's commercial landscape, our firm is known for high-quality professional services, supported by over 1,200 staff, including 200+ Partners and BDO Full Form (BDO का फुल फॉर्म): हमारे समाज में सरकारी नौकरी की एक अलग ही छवि है। BDO सरकारी दफ्तरों के most higher POST में से एक है। BDO एक बहुत ही रुतबे वाला post है। नजाने कितने Sep 14, 2023 · BDO Full Form in Hindi is”खंड विकास अधिकारी”|. For the year ended 30 September 2023 BDO (Including BDO's exclusive Alliances) ) announced a total combined fee income of US$ 14 billion, representing a year on year growth of 10. Rate it: BDO. We address compliance and identify planning opportunities across international, federal, state and local jurisdictions to create a total We would like to show you a description here but the site won’t allow us. $458. 2262280817. Moderate. Governmental » State & Local. BDO’s Global Value Chain team offers an integrated suite of solutions that address every element of supply chain strategy, from network design to tax alignment to human capital management and technology. Jan 23, 2024 · Bringing hands-on industry experience, our people are dedicated to helping retailers meet the challenges of today and tomorrow. BDO USA, P. ph BDO Unibank is regulated by the Bangko Sentral ng Pilipinas with contact number (+632)8708-7087 and with email address consumerafairs@bsp. D – De. In India, each District is divided into many Tehsils and under those tehsils there are many blocks. C. Phone to Remit Enrollment Form [Download] Remittance Mail-Ins. You may also drop o˜ the form at your nearest BDO Branch where BDO Life’s Financial Advisor will be more than happy to serve you. Also, BDO gets a grade pay of Rs 4800. of the BDO Group. BDO USA Company Stats. BDO Unibank is regulated by the Bangko Sentral ng Pilipinas. . BDO full form in Hindi. Befehlshaber der Ordnungspolizei (Commander-in-Chief of Order Police) Governmental » Nazi Regime. IV. Summarizing key aspects of ASC 842, the Blueprint helps all companies, public or private, understand and comply with the leases guidance. [2] The agency originated in 1891 with the George Batten Company, and in 1928, [3] through a merger with Barton, Durstine & Osborn (BDO), the agency became Batten, Barton, Durstine & Osborn. In 1988, it became BDO Binder, at which time every country part of the network was required to add the acronym BDO to its local name. • Form A3 - Signature Cards. Jan 8, 2022 · BDO का full form Block Development Office है। हिंदी में बी. Select Claim Type. The Mar 3, 2024 · BDO Officer Salary. com. BDO is a trusted adviser to clients seeking Audit, Tax and Advisory services. B – Banco. The responsibilities encompass managing infrastructure projects and ensuring the economic and social welfare of Mumbai - Office 1 The Ruby, Level 9, North West Wing Senapati Bapat Marg, Dadar (W) Mumbai 400028, INDIA. A full service Assurance, Tax, Advisory, Business Services & Outsourcing and Digital Services firm. As of April 2024. Jun 21, 2023 · BDO USA LLP will form a professional services corporation based in Delaware, converting from its current partnership on July 1, the accounting firm said Wednesday. Reminders: *Customer Request Form (CRF) and Automatic Debit Arrangement (ADA) forms should be signature verified and validated / approved by branch o cer *Unused checks, if any, shall be regarded as cancelled and shred accordingly by the bank. Loan Borrower Information 1. Unlocking possibilities is at the heart of our leadership philosophy. इस पोस्ट मे मैं आपको BDO के बारे मे बताऊँगा की BDO का काम क्या होता है, BDO Full Form और साथ मे BDO Kaise Bane संबंधी सभी चीज़ो के बारे मे बताऊंगा। BDO: Block Development Office. Up to PHP 1 for Installment Card and PHP 2,000,000 for Personal Loan. The full form of BDO is Block Development Office. 2,66,400 से लेकर रु. Phone Number +353 1 470 0000. Difficult. Discover BDO India’s expertise in Tax, Technology, Advisory, Outsourcing and Assurance solutions, tailored to optimise your business operations. Explore our tax services. You may request for the cancellation of your policy to BDO Insure subject to the approval of the insurance company. For inquiries and concerns, please call our BDO Contact Center at (+632) 8888-0000. Very difficult. CUSTOMER UNDERTAKING VI. Pay debt in full with no interest, plus a "fair share fee" equal to 10% of the debt. ओ का फुल फॉर्म खंड विकास कार्यालय है। Block development officer is an alias for sub-division of district, which works with panchayat Samiti to resolve any situation or conflict in the Apr 14, 2023 · बीडीओ (BDO) BDO Full Form. Credit counselling. We provide independent credibility for your financial statements, professional advice to management, and solutions to improve systems and performance. Today, we are one of New Zealand’s largest network of independently-owned accounting practices As part of the global BDO organization, BDO Law leverages our expansive knowledge in Canada and around the world to help our clients achieve their goals. CUSTOMER UNDERTAKINGBy signing, I hereby certify that the information given in this application and updates is true and correct to the best of my knowledge and I confirm that I have read, understood, and agreed in full to the BDO Online Account Opening Service Terms and Conditions, Electronic Banking Terms and Processing time is 3 banking days. Terms of Acceptance 6. BDO is the largest bank in the Philippines by total assets, and 15th largest in Southeast Asia by total assets, as Over our 100 years of business in Canada, there were many milestones, accomplishments, and exceptional moments to celebrate. We’re proud that in the subsequent 50+ years, BDO has grown into a US$14 billion+ business, operating in 166 countries. *Industry classification is derived from National Industrial Classification. U. Select Title. Claim Type. Visit the nearest BDO Loans Center or branch to apply now. gov. They created the Binder Seidman International Group and in 1973 three of the firms Binder Hamlyn (UK) Dijker & Co (Holland) Otte & Co (Germany) adopted a common name Our Approach to Audit Innovation. BDO’s Audit & Assurance professionals draw on deep industry experience, global resources and leading-edge technology to help clients bolster stakeholder confidence and strengthen the value of their businesses The interdisciplinary team at The BDO Center for Healthcare Excellence & Innovation stands with you through all the challenges you face, including: Our healthcare consulting professionals will help you delve deeper into your current situation, assess challenges and opportunities and unearth the data and insights that can enable improved Pincode. S. BDO Unibank, Inc . 3. Forbes Lists. BDO shall only process transactions that comply with acceptable file formats agreed upon by BDO and the Company’s authorized Dec 16, 2022 · Together, the full form of BDO in Bengali means "block development officer. Jun 30, 2020 · BDO Australia is a partner-owned accounting firm, deriving revenue from the provision of audit, taxation and business services. BDO was first established in New Zealand in 1979. Our robust, transparent, and technology-driven processes are led by experts to provide globally consistent quality. You can also use the online calculator, application form, and full payment computation tools to plan your budget and requirements. Our professionals are drawn from a variety of multidisciplinary backgrounds, allowing us to deliver insightful and innovative solutions. As your trusted legal advisors, BDO Law is uniquely suited in offering expert legal services that are fully integrated into BDO Canada's wider professional services. (the names that make up BDO). ph The BDO Unibank and other BDO-related marks are regis. 56,000, with potential increments. O – Oro. BDO, in Mauritius, is the leading firm of Chartered Accountants and is a Member Firm of BDO Global. BDO has more than 9000* professionals in India, led by more than 300 partners and directors operating out of 18 offices, across 12 key cities. Overview. BDO can be an acronym that stands for "Business Development Officer" in a company or organization. Internationally, BDO full form deals with financial accounting that is Business Development Officer (BDO) while on the o ther hand; British Darts Organization is also the full form of BDO related to Britain. Contact Email info@bdo. On the domestic front, particularly in India, BDO stands for Block Development Officer ³. BDO USA’s 75+ offices and more than 12,000 professionals are at your service – no matter where you do business. Exit Form. There is a direct connection between our firm’s culture and our ability to innovate. Our tax advisory services address the needs and objectives of each our clients, enabling them to balance compliance with value creation. Our professional financial consultants support our clients with Phuket-specific financial advisory Jul 7, 2024 · Company Email IDmarketing@bdo. Loan Details 3. BANDRAMUMBAI-I. It is the department in charge of the development and activities of a block. BDO’s global network extends across 164 countries and territories, with 95,000+ people working out of 1,728 offices – and they’re all working towards one goal: to provide our clients with exceptional service. However, according to payscale the average salary of a BDO in India is Rs 9,300 to Rs 34,800 per month. BDO is a firm of Chartered Accountants, registered with the Mary's consumer proposal. ie. 2. 00. Pay debt in full at 12% interest, compounded annually. In excess of six (6) supplementary cards, P2,500/year per card. Global Risk Be one of the 2,000 winners of P3,000 Cash Credits when you download and log in on the BDO Online app! Promo runs until July 31, 2024 only. डी. Our delivery models and commitments to clients are built on the pillars of our culture, that form Fill out and print the primary forms below and sign in the presence of a branch personnel. BDO-র ফুল ফর্ম হলো Block Development Officer । বাংলা ভাষায় বিডিও-র পূর্ণরূপ হলো ব্লক ডেভলপমেন্ট অফিসার। এনাকে বাংলাতে ব্লক উন্নয়ন About. It’s a mindset. Falling within Pay Matrix Level -10 of the 7th Central Pay Commission, the starting monthly salary is approximately Rs. BDO’s salary increases as their experience increases and they get older in the BDO post. Pune – Office 2 Floor 2 & 4, Mantri Sterling, Deep Bunglow Chowk, Model Colony, Shivaji Nagar Pune 411016, INDIA Chandigarh Plot no 55, Floor 5 Industrial & Business Park Phase 1, Chandigarh 160002, INDIA. Let’s begin with the stakeholders within the Dec 2, 2021 · The term BDO has many full forms, but out of which most relevant BDO Full Form is – BDO – Block Development Officer. [4] With more than 15,000 employees at 289 offices in 81 In an era of accelerated change, BDO is redefining excellence―transforming our business to help our clients transform theirs. Date of Birth. For concerns, please reach us through any of the channels listed in the BDO Consumer Assistance page. ph. Pronunciation of BDO with 3 audio pronunciations. BDO is proud to be an ESOP Company, reflecting a culture that puts people first, by sharing financially in our growth in value with our U. 3 days ago · Our Tax professionals draw on deep experience and industry-specific knowledge to deliver to clients the insights and innovation they need to maintain compliance and drive value. Founded 1910 Headquarters Everything you need to know about tonight's Rose Namajunas vs. BDO shall only process transactions that fully comply with the Company’s Authorization Matrix. Later it became BDO Dunwoody, and then arrived at our name today—BDO Canada LLP. Today, we are one of the leading accounting and advisory firms in Bahrain with our strengths firmly rooted in the region we serve. Policy Number/s (if more than one Policy Number, separate with a comma) Title. Document Upload Section for Corporate Accounts 5. If the company has changed line of business without intimating the Registrar or is a 5 days ago · Rate the pronunciation difficulty of BDO. A legacy of helping businesses grow. Debt consolidation loan. Other 60. In banking, the BDO means Banco De Oro, which is the full-service and universal banking company of the Philippines based in Makati. Automation reduces admin time for your team and empowers our team to focus more on critical audit areas. BDO is a full-service universal bank that provides a wide range of corporate and retail banking services, including traditional loan and deposit products as well as treasury, trust banking, investment banking, private banking, rural banking, cash management, leasing and finance, remittance, insurance, retail cash cards, and credit card services. team. Before we get into the “WHOs” of the Audit Committee in particular, it is important to ensure that your organization recognizes the key participants within the marketplace, as they all bring unique experiences and perspectives to the governance of financial reporting. https://www. BDO Ireland they help clients generate, protect and enhance their wealth. ph/info/accounts. In this context, BDO refers to a role that is responsible for identifying and pursuing new business opportunities for the company. and BDO India, LLP are members of BDO International Limited, a UK company limited by guarantee, and form part of the international BDO network of independent member firms. BDO in India offers Assurance, Tax, Advisory, Business Services & Outsourcing, and Digital Services advisory and assistance to both domestic and international organisations across a range of industries. $250. In addition, BDO Mauritius serve its clients BDO's Professional Practice publication (Blueprint) guides professionals through the application of FASB’s Accounting Standards Codification Topic 842, Leases (“ASC 842” or “leases guidance”). Canada’s Top 100 Employers 2024 I 2023 I 2022 | BDO Canada LLP is a leading provider of professional services to clients across a variety of sectors About. Founded in 2013, BDO India is an accounting and auditing firm based in Mumbai, India. *Submit all requirements at least 7 banking days before your loan due date. BDO is a full-service universal bank in the Philippines. sr mv lt eb vw hn tw et gt xw